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FundThe HELP Fund is a pioneering green community investment fund. We’re raising $5 million to get Hudson Valley communities off of fossil fuels and provide safe, affordable and energy efficient housing for low-income families, starting with a pilot in Kingston, NY.
Hudson Valley’s low-income families are being left behind—trapped in unsafe, unhealthy homes, struggling with rising energy costs, vulnerable to displacement, and shut out of financial solutions that could help them. As the climate crisis looms, these families face disproportionately greater risks from extreme weather, poor air quality, and rising water levels.
We created the HELP Fund because we believe that every Hudson Valley family deserves a safe, healthy, resilient, and affordable home – no exceptions. Our commitment to local investment means we’re taking money out of the hands of distant investors and putting it into our own neighborhoods. We’re not just saving homes today, but also preparing them to withstand future crises and emergencies, building a stronger, more resilient Hudson Valley for all.
Supported by innovative partnerships with NYSERDA, a local banking partner, philanthropy, and investors like you
Our money should create a positive impact in local communities—not just fuel Wall Street profits.
The HELP Fund is a local solution for strengthening community resilience to climate change. Every dollar invested stays in the Hudson Valley, building community health, wealth, and access to housing. We are open to investors of all income and experience levels, enabling neighbors to support neighbors.
Whether you are a community member looking to make a difference, an experienced impact investor, or representing an organization that wants to make real change. The HELP Fund makes it easy for everyone to get involved and see tangible results.
Your investment helps us connect vital resources directly to low-income residents who need them most, and ensures that the benefits of the clean energy transition are accessible to those who need them most.
The HELP Fund’s financing is coupled with wraparound technical assistance through Mid-Hudson Energy Transition’s Home Upgrade Grants (HUG) Program. This program provides free project management support for upgrades and connects participants to existing state incentives. Learn more about the HUG Program here.
No one in our community should have to choose between keeping the lights on, staying warm, or keeping a roof over their head. We’re changing that – together. With MHET’s deep roots in Kingston and the Hudson Valley, your investment directly impacts the people and places you care about.
Our Fund allows community members (non-accredited investors) to invest, fostering ownership and solidarity
Our Fund prioritizes project viability, impact, and community connections over financial history
Our Fund aims to align loan payments with existing fossil fuel expenses, ensuring individuals experience no increase in their bills
Our Fund provides free-of-charge project management of home upgrades through our parent organization, Mid-Hudson Energy Transition
Our Fund has built-in features that support borrowers to build and stabilize credit, generate passive income, and boost financial literacy
Consult the personal finance worksheet if you are unsure how much to invest.
Browse the below investment options and select the “Invest” button next to your desired option to invest online.
Contact us with any questions about the HELP Fund at invest@mid-hudson.energy.
The tiered structure of these notes will allow non-accredited investors – who are generally taking the most risk – to receive the highest return on investment.
2 years (with automatic renewals for successive 2-year terms)
$100 – $10,000
Of heating, cooking, cooling systems
Of heating, cooking, cooling systems
Reduced emissions, increased energy efficiency, grid resilience
Healthier homes, positive health outcomes, reduced medical bills
Lower energy bills, increased property values, reduced late fees, increased credit scores and lendability, more local spending
Preventing displacement and reducing housing insecurity by keeping people in their homes
We also welcome donations to the HELP Fund.
An accredited investor is a person or a business entity who is allowed to deal in securities that may not be registered with financial authorities. They are entitled to this access if they satisfy one (or more) requirements regarding income, net worth, asset size, governance status or professional experience. Accredited investors include natural high net worth individuals, banks, insurance companies, brokers and trusts.
Standard criteria used to qualify accredited investors are as follows:
A non-accredited investor is someone who does not meet these net worth requirements.
Non-accredited investors from NY, DE, HI, IL, ME, OR, TX, MA, or RI are invited to invest in our Community Notes; accredited investors are invited to invest in our Impact Notes or Mission Notes.
No, our notes are non-transferable.
Unfortunately we cannot accept investments from outside of the United States at this time. Consider donating to the HELP Fund instead.
Sign up for our newsletter to stay informed about the HELP Fund.
Interested in investing? Contact us with any questions about the HELP Fund or to schedule a meeting with our Fund Director.
Interested in borrowing from the HELP Fund? Opportunities will be posted on the Mid-Hudson Energy Transition website.
Disclaimer: This overview is not an offer to sell nor a solicitation of an offer to buy securities; the offering is made solely by the HELP Fund’s Offering Memorandum.
